Youtrip is a multi-currency wallet intended mostly for travel and e-commerce payments. We will not be able to facilitate payments for the purpose of betting or gaming transactions, including but not limited to the purchase of lottery tickets, casino gaming chips, off-track betting, wagers at race or purchase of travellers cheques, money orders and quasi cash transaction representing a Merchant’s sale of items (including digital currency i.e. cryptocurrency or related/similar to cryptocurrency).
This also comes with strict compliance with regulatory guidelines for Anti-Money Laundering / Countering the Financing of Terrorism in Malaysia.
List of Merchant Category Code (MCC) that are blocked:
MCC 4829 Money Transfer
MCC 5933 Pawn Shops
MCC 6010 Manual Cash Disbursements—Customer Financial Institution
MCC 6012 Merchandise and Services—Customer Financial Institution
MCC 6050 Quasi Cash—Customer Financial Institution
MCC 6051 Quasi Cash—Merchant
MCC 6211 Securities—Brokers/Dealers
MCC 6535 Value Purchase–Member Financial Institution
MCC 6760 Savings Bonds
MCC 7995 Gambling Transactions
MCC 7800 Government Owned Lottery (U.S. Region Only)
MCC 7801 Internet Gambling (U.S. Region Only)
MCC 7802 Government Licensed Horse/Dog Racing (U.S. Region Only)
MCC 9754 Gambling-Horse, Dog Racing, State Lottery
MCC 9406 Government-owned Lottery (Specific Countries)