No. The YouTrip card is a prepaid Mastercard, not a credit card.
You can only spend the funds available in your YouTrip wallet, giving you greater control over your spending and helping you manage your budget.
If your card is lost or stolen, your exposure is also limited to the funds available in your YouTrip wallet.
You can also use the YouTrip app to exchange and lock in rates for up to 18 supported currencies before making your overseas payments.